funny bone

Fragile Finances

So I’ve REALLY been good. I actually put my Visa in a drawer, so I wouldn’t be tempted.

And, since  I’m still looking for a job, the only charges I’m allowing on my monthly statement are:

• Bodies in Motion dues
• iTunes
• Netflix

After a long day at the ER I can’t wait to….

come home and just relaaax.

(Yesterday’s shift seemed extra-long — prob’ly because it was “Vomit Day” –since  everyone was doing it.)

So, the first thing I do when I walk in the door is listen to my messages.

Yesterday’s include:

NO calls from Josh about a meeting with an awesome Director.

NO calls to say that I’ve won the lottery or any other money contest.

NO calls from a certain ER Doctor.

Instead, on Verizon Voicemail,

I get a message from the Neiman Marcus Fraud Department to call back immediately because –

“Someone”

is using

My credit card!

So I do. I call back and get a Neiman Marcus Voice.

And the Neiman’s Voice tells me that “Someone” knows a lot about me and even knows my “security number!” That “Someone” apparently is on an online shopping spree with –

My Number!

I feel so violated!

The Face of Fraud

Neiman’s Voice’s parting words are…

“Call Visa Immediately!”

Which I do.

And I explain what I know from Neiman’s Voice to Visa’s Voice.

Visa’s Voice asks me a bunch of  security questions,

Which I answer.

Visa’s Voice asks  if I changed my address recently.

“No.”

Visa’s Voice repeats the question, in case I didn’t get it the first time.

“ Uh – no”

Visa Voice asks if I have a home in Milwaukee.

“No”

And, if I know someone in Milwaukee?

“No, In fact, I’ve never even been to Milwaukee.”

Visa’s Voice asks if I have another home in New York.

I WISH! But,

“No”

Then Visa’s Voice goes through the charges…

“$2,543.20 from OnSale.com?”

“Nope, never heard of them.”

“How about $1,398.21 from Neiman Marcus?

“Nope, not without a job to pay for it,”

$18 something from Dominos?

“Now you’re making me hungry.”

I hear a few more charges before Visa’s Voice tells me to cut up my card (the scissors are already in my hand) and that I’ll get a new card in approximately 5 days.

“All’s well that ends well,” right?

Well, It really ends well for “Someone” who has a lot of new stuff.

All I’m getting is a new card that I’m gonna have to hide from myself anyway.

Wait– what about the fact that I don’t know how this happened in the first place? How can I be sure that it won’t happen again?

Has everyone ever Credit Card frauded you? Do you know someone it has happened to? Let me know in the comments.

4 responses to “My Credit Card Gets More Action Than I Do!”